In the annual State of the Union address on Tuesday evening, President Barack Obama’s vow to help struggling homeowners refinance their mortgages and improve the housing market offered glimmers of help for the real estate industry.
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In the annual State of the Union address on Tuesday evening, President Barack Obama’s vow to help struggling homeowners refinance their mortgages and improve the housing market offered glimmers of help for the real estate industry.
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Researchers believe that more young adults are moving back in with their parents as a result of the high unemployment rate, unmanageable student loan payments and the unstable housing market, all of which leave millions of young people unable to rent or purchase their own home.
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NAR is now offering current state-by-state reports on international transactions allowing individuals to understand the impact this expansion has on state markets as well as on economic activity.
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Freddie Mac released its U.S. Economic and Housing Market Outlook last week, projecting that U.S. economic growth would likely climb to 2.5 percent over 2012.
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As an economist who writes and speaks frequently about our region’s housing market, I’m asked if I could deliver some good news for a change. I often respond with, “Sure: the good news is that the bad news is a lot worse everywhere else!”
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Housing has been a productive and valuable sector since the 1950s. The mortgage finance system has enabled borrowers to get into housing with very competitive long-term, fixed-rate mortgages like no other nation on earth. We are and will remain the best housed nation on the planet.
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Pent-up demand combined with historically low numbers of new homes being built is causing a new bubble in the housing market – a demand bubble.
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America’s housing stock looks very good relative to housing in all of the other countries, according to a recent study, Demographia International Housing Affordability Survey: 2011.
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Before the housing bubble exploded in 2005, there were about 100,000 foreclosure filings in the U.S. Since 2006, however, there are reportedly over 9 million and counting.
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Saturday, Feb. 4, 2012
