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“I hear from Realtors® who are frustrated that they don’t know all the FHA lenders in their county,” said Dave McCarraher, senior account liaison with the FHA Office of Single Family Housing in Philadelphia. “This site allows them to see who’s doing business and compare their local, state and national performance."
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The real estate industry faces “an enormous trust deficit with the next generation of homebuyers,” according to David H. Stevens, assistant secretary of housing at the U.S. Housing and Urban Development (HUD) and commissioner of the Federal Housing Administration (FHA).
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FHA will offer the new FHA-insured mortgage to certain “underwater” non-FHA borrowers who are current on their existing mortgage and whose lenders agree to write off at least 10 percent of the unpaid principal balance of the first mortgage.
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According to Dave McCarraher, senior account liaison with FHA’s Philadelphia office, FHA's Energy Efficient Mortgages benefit homebuyers who want to make their houses more energy efficient, sellers who may own a home that doesn’t have up-to-date energy-saving features and remodelers who get paid to make the home improvements.
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Darlene Shannon, a representative with the Federal Housing Administration (FHA), said spot loans were previously given in projects that did not have FHA project approval.
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Minority homeowners have been hardest hit in the housing crisis, FHA official David H. Stevens told those gathered March 4 at the Multicultural Real Estate and Policy Conference in Washington, D.C.
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Set yourself apart from the crowd and become the REALTOR® that consumers rely on for the most up-to-date information on the mortgage industry.
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HUD Secretary Shaun Donovan provided good news yesterday for first-time homebuyers at NAR's Midyear Legislative Meetings in Washington, D.C.
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Saturday, Feb. 4, 2012
