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The Department of Housing and Urban Development ("HUD") implemented new changes in RESPA, the Federal Reserve introduced a new Truth-in-Lending disclosure form and a new HUD-1 Settlement Sheet and Good Faith Estimate made its way into our transactions.
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A job well done, from your initial involvement to the last, is better than any marketing you can buy.
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“A good REALTOR® should understand financing and be able to crunch the numbers himself to help his buyer understand the mortgage options,” said Melanie McLane, who will teach “Dollars and Sense” at Triple Play REALTORS® Convention and Trade Expo, December 7.
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REALTORS® should now be working with the new Good Faith Estimate (GFE) and HUD-1 forms and they need to understand the changes to the two forms and how those changes can impact their buyers and them.
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Hotline callers often want to know if it's legal to rebate or refund part of their commission to their clients. It is legal, provided the licensee is rebating or refunding commission to her own client and the rebate or refund is listed on the HUD-1.
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On January 1, 2010, all residential real estate practitioners can expect to see a new Good Faith Estimate and a new HUD-1 Settlement Statement. Brett Woodburn, PAR’s legal counsel with Caldwell and Kearns has the latest in this podcast.
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Members are telling me that now more than ever before, settlements are being conducted by out-of-town title companies. There are also more banks and lending institutions selling residential real estate than ever before. This combination has led to some unusual settlements.
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Tuesday, Feb. 7, 2012
