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There is a game played in the financial community: predicting changes in interest rate levels. This is a dangerous game to win but people always try, thinking they are smarter than others playing the game, or that this time, fate is with them and they will succeed.
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The Homeowners’ Emergency Mortgage Assistance Program (HEMAP) was created by Act 91 of 1983 by the Pennsylvania Housing Finance Agency. The program aims to protect families who are financially unable to make their mortgage payments and face foreclosure.
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A recent Associated Press study reports that as many as one-third of borrowers possess unaffordable mortgages. This finding shields the growing inequality across America by race, income, education, and other social factors.
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Thursday, May. 17, 2012
